At 3M, we believe financial growth should be simple, secure, and accessible to everyone. Our platform offers multiple ways to earn—whether through deposit-based returns, referral commissions, or referral-based deposit earnings.
With flexible plans, guaranteed monthly returns, and hassle-free withdrawals, we provide a seamless way to grow your wealth. Our user-friendly system ensures transparency, security, and complete control over your earnings.
Join 3M today and start your journey towards financial stability with trusted, risk-free earning opportunities.
Flexible Earning Opportunities
Secure and Hassle-Free Withdrawals
Choose from a range of plans to earn guaranteed monthly returns, plus the flexibility of quick withdrawals anytime.
At 3M, we redefine the way individuals approach financial growth. Our platform is designed to provide flexible, secure, and efficient earning opportunities through deposit-based income, and Referral based deposit plans. We aim to empower users by offering innovative solutions that generate consistent returns with minimal effort. With a commitment to transparency and customer satisfaction, 3M is your trusted partner in achieving financial independence.
Our objective is to create a platform where generating income is our primary goal. By offering user-friendly tools, guaranteed returns, and multiple earning options, we aim to help individuals achieve their financial goals effortlessly. We are committed to fostering a culture of trust, transparency, and success, enabling our users to take control of their financial futures.
To become a leading global platform for alternative income generation, providing innovative solutions that empower individuals to achieve financial freedom. We envision a world where earning opportunities are accessible, flexible, and inclusive, transforming lives and contributing to economic growth.
Our mission is to make income generation simple and accessible for everyone. By offering secure and innovative earning solutions, we focus on bridging the gap between effort and reward. Through cutting-edge technology, transparency, and customer-centric practices, we are dedicated to helping our users create consistent and reliable income streams. At 3M, we believe in empowering dreams and enabling success through financial growth.
The One-Time Deposit Plan allows users to invest a fixed amount based on the selected deposit slab. Based on the plan type, users will receive monthly income for the respective duration:
Yes, users can withdraw their monthly income anytime without restrictions. Withdrawal requests can be raised through the app, and upon approval, the amount will be credited to the registered bank account within 24 hours.
The principal amount remains locked until the plan duration is completed. If you wish to withdraw the principal amount before completion, you must cancel your plan. Any already withdrawn income for the ongoing month will be deducted before the principal is refunded.
Users can invite friends to invest in the scheme and earn referral income. Referral earnings are applicable only within the platform fee paid duration. Once an invitee deposits in a plan, the inviter will receive a constant monthly income based on the invitee’s selected plan. No need to renew the platform fee to continue receiving referral income. If the invitee cancels the plan at any time, the referral income will stop.
- The platform fee is ₹1 per day, applicable for 1 year from the date of payment. It enables users to:
- Deposit in multiple plans
- Earn through referrals
- Send invitations to others to join the scheme
- Post one year, the fee must be renewed to continue making deposits and inviting new users. However, renewal is not required to continue receiving income from already active plans.
- Your account will not be deactivated, but you will not be able to deposit in new plans or refer others until the platform fee is paid again. Existing income from active plans will continue without interruption.
- The Partner Module allows users to invite friends and track their investment journey. Follow these steps:
- You can invite your first 50 contacts without paying the platform fee.
- Click on Import Contacts in the app to see your phone contacts.
- Select the contacts you want to invite.
- Invitations are sent via WhatsApp and text messages.
- Track the status of your invitations under View Details.
- Once the platform fee is paid, you can send unlimited invitations.
- You can track invitees who have downloaded the app.
- You can send notifications to invitees reminding them to pay the platform fee and start their deposit plan.
- You can also send notifications to those who have paid the platform fee, encouraging them to start their deposit.
- Once an invitee deposits in a plan, you will start receiving referral income every month.
- The Partner Module provides insights into:
- The number of people you have invited.
- The number of invitees who have downloaded the app.
- The number of invitees who have paid the platform fee.
- The number of invitees who have started their deposit plan.
- The referral income you earn every month based on your invitees’ deposits.
- Monthly income can be withdrawn anytime.
- Withdrawal requests must be made through the app.
- Upon approval, the amount is credited to the registered bank account within 24 hours.
The platform ensures safe, secure deposits and higher returns. User data is encrypted, and funds are managed responsibly.
- Monthly interest is credited based on the initial investment date.
- Yes, users can invest in multiple plans under a single account.
- KYC is optional during registration but can be uploaded anytime (e.g., PAN, Aadhar).
- Interest is provided only on the deposited amount based on the selected deposit plan. Earnings are not cumulative.
- Once the scheme ends, users can withdraw their entire investment amount anytime.
- If an invitee cancels their plan, you will no longer receive referral income from them.
- Accounts remain active, but to deposit in new plans or invite others, users must renew the platform fee.
- No, each mobile number can register only one account, but users can invest in multiple plans.
- All withdrawal requests are processed and credited to the registered bank account within 24 hours.
- Yes, the company reserves the right to modify these terms and conditions at any time.
By using our services, you agree to the above terms and conditions.
3M is designed to generate an alternative source of income , without much effort on your part. Whether you want to invest your savings or build an income by Inviting others, we provide a platform that makes earning easy.